Ekaterina Shimanskaya
Head of International Department
International Real Estate Consultant
Contact
Real Estate in Montenegro
Secure your residency in the most beautiful corner of the Mediterranean with a streamlined path to legal stay.
View PropertiesWhy investors choose Montenegro
A secure, tax-free market with strong returns and fast residency through property investment.
Tax Benefit
One of the lowest income tax rates in Europe (from 9% to 15%).
Residency Speed
The residence permit is typically issued within 40 days.
Safe & Stable
A safe official candidate for EU membership in 2027–2028 with a booming economy.
Program Type
Residency based on real estate ownership.
Global Mobility
Strategic European hub facilitating Schengen visa issuance.
Montenegro Property Residency
Program
1-year Renewable Residency
Investment
from €150,000
Time
1.5 months
Permanent Residency Track
Program
Permanent Residency
Investment
Property ownership for 5 years
Time
Long-term
Get the Catalog of Projects
Current properties for living and investment: new residential complexes, promising areas, best prices without markups
Easier Way to Buy in the Montenegro
A transparent, structured process — from consultation to receiving the keys. Our team handles every stage for you
Consultation
Property selection in Budva, Tivat, or the premium Lustica Bay project.
Selection
Legal title verification through the cadastre office.
Reservation
Deposit payment and signing of the notarized sales and purchase agreement.
Registration
Payment of the property transfer tax (3% for properties from €150,000). No VAT applies when buying from a developer.
Handover
Submitting the residency application to the Ministry of Interior (MUP) with the new title deed.
Meet our certified experts — specialists in real estate investment, Golden Visa processing, and full immigration support. They speak your language and guide you from the first consultation to receiving residency.
FAQ
Yes, mortgages are available for both residents and non-residents in the UAE. Banks typically offer financing up to 80% of the property value for UAE residents and 75% for non-residents.
Additional costs include Dubai Land Department (DLD) registration fees (4%), agent commission (typically 2%), and property transfer fees. For off-plan properties, there may be payment plan charges and service charges.
Yes, property owners can sponsor their immediate family members including spouse, children, and parents under certain conditions. Family members will receive residency visas linked to the property owner's visa.
No, you don't need to live in the UAE permanently. However, to maintain your residency visa, you must visit the UAE at least once every 180 days. The property can be rented out when you're not using it.
Yes, property owners are free to rent out their properties. The rental market in Dubai is well-regulated with standard RERA contracts. Average rental yields range from 5% to 8% annually depending on location and property type.
The residency approval process typically takes 2-4 weeks once all documents are submitted. This includes medical tests, Emirates ID application, and visa stamping. Our team can assist with expediting the process.
Get Your Montenegro Property Selection
Receive a curated list of investment and relocation-ready properties — tailored to your goals, budget, and residency plans.